Insurance Planning

At Momentous Wealth Management, insurance planning is a service we offer our clients. What sets us apart? We’re not trying to sell you coverage; we’re ensuring your financial resources are allocated where they matter most.

From life insurance to long-term care and beyond, we carefully assess your insurance needs in alignment with your financial goals and broader financial picture. By tackling critical questions like 'Do you really need this insurance?' or 'Can you fund this risk more effectively with other sources?', we ensure you're equipped with the most cost-effective and essential coverage options to make informed decisions.

As an example, if you've already amassed substantial savings to safeguard your family's financial future, purchasing additional life insurance may not be necessary. In fact, it could end up costing you more in the long run, leaving less for your loved ones down the line. Our approach considers your entire financial landscape, providing clarity on the exact sum needed to retire comfortably, provide for your loved ones, and achieve your financial goals.

Should insurance be the right path forward, we collaborate with trusted brokerage firms to secure the best rates. Whether it's opting for self-funding for long-term care or optimizing existing employer-provided coverage, we ensure your insurance strategy aligns seamlessly with your broader financial plan.

Ultimately, clients prefer to secure insurance through us because we weave insurance planning into their overall financial strategy, providing personalized attention and support every step of the way.